UNIQUE TO A 
        & K TRIPS - 
        TRAVELER'S INSURANCE
         
        
         Don't 
        forget to pack your traveler's insurance. 
        Even A&K can't guarantee that all your travel surprises will be happy 
        ones. But we can help you protect yourself against the unexpected, with 
        a competitively priced Passenger Travel Protection Program designed 
        especially for our guests.  
        
        Ensure your 
        peace of mind on holiday with:  
        
        protection against trip cancellation or 
        interruption for unexpected medical reasons 
        
        medical coverage for illness or injury while 
        abroad 
        
        emergency medical evacuation benefits 
        
        protection against baggage loss, theft or damage
        
        
        24-hour assistance anywhere in the world 
        
        Including 
        Coverage for Pre-Existing Conditions. 
        Understandably, most Travel Insurance Policies do not provide coverage 
        for Trip Cancellations or Interruptions that occur as a result of a 
        medical condition which existed at the time you purchased the coverage. 
        A&K is pleased to announce that we have made arrangements for the 
        Pre-Existing Condition Exclusion to be waived from our program, if your 
        plan cost is paid in accordance with the tour payment schedule 
        applicable for your destination.  
        
        Please ask your 
        travel consultant for enrollment information. 
        Complete details (including terms, conditions, limits, exclusions, cost 
        and enrollment procedures) will be sent on confirmation of your tour 
        reservation. Call our insurance administrator,
        BerkelyCare 
        Ltd., at 
        1-800-797-2279 for answers to any questions you may have about this 
        policy and our exciting Pre-Existing Condition Coverage.  
        
        Important note: 
        Please refer to the A&K Description of Coverage for complete details of 
        the policy terms and conditions including applicable limitations. The 
        policy provides limited benefit health insurance only. It does not 
        provide basic hospital, basic medical, or major medical insurance as 
        defined by the New York State Insurance Department. The insurance 
        coverage provided by A&K's Passenger Travel Protection Program is 
        underwritten by National Fire Insurance Company of Pittsburgh, PA Policy 
        No. 531-9506310. Assistance services are provided by American 
        International Assistance Services, Inc. 
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